Up to ₹10 Lakhs
Loan Amount
Up to 23% p.a.
Interest Rate
Up to 60 Months
Tenure
Required
Collateral
Shine Blue Hire Purchase
Grow Your Business
Secured financing with the best rates for MSMEs
Why Choose This Loan
Product Highlights
Collateral-based Financing
Secure higher loan amounts against property, machinery, or other business assets.
Lower Interest Rate
Enjoy competitive rates compared to unsecured loans due to the security provided.
Longer Repayment Tenure
Up to 60 months tenure gives your business the breathing room it needs to grow.
Business Growth Focus
Designed specifically for MSMEs looking to expand operations and scale up.
Compare
Secured vs Unsecured
Feature
Secured Loan
Unsecured Loan
Collateral
Required
Not Required
Interest Rate
Lower (23%)
Higher (30%)
Loan Limit
Up to ₹10 Lakhs
Up to ₹5 Lakhs
Tenure
Up to 60 Months
Up to 36 Months
Need no-collateral option? View Unsecured Loan →
What You'll Need
Documents Required
1
KYC Documents (Aadhaar, PAN)2
Business Registration Certificate3
ITR for last 2 years4
Bank Statements (6 months)5
Collateral Documents (property/asset papers)6
Financial StatementsGot Questions?